Payment verification
Sellers can wait for qualifying payment confirmation through the approved payment provider instead of relying on screenshots or promises to pay.
FINTACLOUD / PRICING
Simple, visible pricing
Use the marketplace fee for 1.7% of the transaction value, capped at ₦15,000. No complicated plans. See the applicable charges before you transact.
One simple marketplace fee
:fee% per marketplace transaction
The marketplace fee is calculated at 1.7% of the applicable transaction value and is capped at ₦15,000 per eligible transaction unless otherwise clearly displayed.
There is no monthly subscription, no setup fee, and no fee just to create a transaction. Pricing is shown before payment.
Pricing at a glance
What the fee looks like
| Transaction value | Marketplace fee (:fee%) | Seller balance |
|---|---|---|
| NGN 20,000 | NGN 300.00 | NGN 19,700.00 |
| NGN 50,000 | NGN 750.00 | NGN 49,250.00 |
| NGN 100,000 | NGN 1,700.00 | NGN 98,300.00 |
| NGN 250,000 | NGN 3,750.00 | NGN 246,250.00 |
| NGN 500,000 | NGN 7,500.00 | NGN 492,500.00 |
| NGN 1,000,000 | NGN 15,000.00 | NGN 985,000.00 |
Seller balance is shown before any applicable third-party or authorized deductions. Payment-provider, banking, transfer, tax, logistics, refund, reversal or other authorized charges may affect the final amount.
What the fee pays for
More than moving money
Transaction visibility
See whether a transaction is awaiting payment, being processed, being fulfilled, under review, or completed.
Buyer clarity
Order and payment status follow the applicable marketplace workflow rather than depending entirely on blind trust.
Seller clarity
Payment confirmation and status updates help reduce uncertainty and support a smoother fulfillment workflow.
Order controls
Each transaction includes a visible workflow so buyers and sellers know what stage the order is in.
Support workflow
Transaction issues can be reviewed using the order record, payment evidence and support process.
No surprises
What you see before payment
- Transaction value: the agreed value of the goods or services.
- Marketplace fee: 1.7% of the transaction value, capped at ₦15,000.
- Payment processing: any separately applicable third-party payment-provider charge.
- Delivery: any applicable delivery or logistics charge.
- Buyer total: the amount the buyer is being asked to fund.
- Expected seller balance: the amount expected after the applicable marketplace fee and other displayed transaction-level deductions.
Pricing FAQ
Common pricing questions
How much does FINTACLOUD charge?
The marketplace fee is 1.7% of the applicable transaction value, capped at ₦15,000 per eligible transaction.
Who pays the marketplace fee?
Unless otherwise displayed before funding, the marketplace fee is deducted before settlement to the seller.
Are payment-processing charges included?
No. The 1.7% is the marketplace fee. Applicable third-party payment-processing, banking, card, transfer or similar charges may apply separately.
Is there a monthly subscription?
No. There is no monthly subscription, no setup fee and no fee just to create a transaction.
When is the fee applied?
The marketplace fee is calculated on the transaction value and capped at ₦15,000 per eligible transaction unless otherwise clearly displayed.
Third-party charges
Third-party charges
Third-party payment-processing, banking, card, transfer, tax, logistics or other charges may apply separately where applicable and disclosed.